Job Description

- Assess loan application and quality check within defined guidelines and policies of each product. 

- Conduct independent credit risk assessments on loan applications and submit to loan committee for approval. 

- Conduct on site visit for necessary cases, including suspicious cases and accordingly providing independent observation. 

- Examine financial transactions and credit history case by case (applications, statements, balance sheets, legal documents etc.). 

- Evaluate the financial status of clients including financial ratios, trend, cash flow analysis, and financial projections 

- Evaluate clients’ credit data and financial statements in order to determine the degree of risk involved in lending money to them 

- Analyze the data and preparing reports about the degree of risk in lending money to clients 

- Analyze client records and using the data to recommend payment plans 

- Monitor loans for compliance. 

- Draft models of credit information that predicts trends and patterns. 

- Make a plan for annual credit review (twice a year). 

- Other tasks assigned by management. 

- Making recommendations about procedural/policy changes

Job Requirement

- Bachelor degree in the field of Banking/Finance or related degree 

- Minimum of Three (3) years’ experience in the Assessment department or leasing company

- Able to use Microsoft office (Word, Excel, PowerPoint) and Internet 

- Strong analytic and financial skills 

- Attention to details. 

- Be honest, highly committed, and flexible 

- Able to work under pressure, independently as well as in team. 

- Able to use English in speaking and writing (Good) 

Contact Person: HR Officer 

Facebook Page: https://www.facebook.com/outsourcingcambodia 

Phone: 023 5197 888 / 086 986 133 / 096 641 7309 

Email: info@outsourcingkh.com